What will my federal
tax bill look like?
Quick federal income-tax estimate using 2026 brackets. Estimates only — actual returns depend on credits, AMT, state, and dozens of line items. For a real number, book a call.
2026 standard deduction: $15,750 single / $31,500 MFJ. Itemize if your SALT + mortgage interest + charitable exceeds that.
Disclaimer: Estimates use 2026 statutory brackets and the deduction you enter. Actual tax depends on credits (child, dependent care, EV, etc.), AMT, NIIT, Social Security taxation, and other items. Use for ballpark planning only; talk to a CPA for a real number.
For reference, the
actual rates.
Marginal rates apply to the slice of taxable income within each band. Your effective rate is usually 4–8 points below your top marginal rate.
| 10% | $0 – $11,925 |
| 12% | $11,925 – $48,475 |
| 22% | $48,475 – $103,350 |
| 24% | $103,350 – $197,300 |
| 32% | $197,300 – $250,525 |
| 35% | $250,525 – $626,350 |
| 37% | $626,350+ |
| 10% | $0 – $23,850 |
| 12% | $23,850 – $96,950 |
| 22% | $96,950 – $206,700 |
| 24% | $206,700 – $394,600 |
| 32% | $394,600 – $501,050 |
| 35% | $501,050 – $751,600 |
| 37% | $751,600+ |
Want a real number,
not an estimate?
Schedule a 30-minute consultation. We’ll model your actual return — credits, AMT, state, the works — and tell you what’s optimizable before December.