Filed by a CPA who reads your K-1s, not a software interview.
Real human preparation for 1040 returns that have moving parts — rental Schedule E income, partnership K-1s flowing in from multiple entities, multi-state residency, trust distributions. No upsell screens, no chat bot, no Schedule “do I need this?”
What’s on the return, and the desk.
A real preparer who reads what comes in the door, not a checklist of boxes that need a value.
Form 1040 with full schedules
A, B, C, D, E plus the rest as needed. Multi-state residency and part-year apportionment handled, not flagged for a junior.
Schedule E, per property
A separate Schedule E column for every rental door. Depreciation tracked across years and entities; not lumped into one line and forgotten. Deeper real estate accounting here.
K-1 reconciliation across entities
Partner K-1s read against the entity return that issued them. Basis, at-risk, and passive baskets reconciled before anything gets entered on your 1040.
Estimated tax planning
Q3 projection so safe-harbor payments hit before December. No surprise underpayment penalty in April.
IRS & state notice resolution
A real CPA responds to CP2000s, identity verification letters, and state nudges. Included for any return we filed.
Trust returns (Form 1041)
Simple and complex trusts, including K-1s to beneficiaries, distributable net income, and the timing rules trustees get wrong.
The 1040 we usually end up filing.
You don’t need to be wealthy. You need a return with more than one tab. If any of these describe yours, software is the wrong tool.
- W-2 income plus K-1sDay job plus partnership or S-Corp ownership. The K-1s arrive late, the basis math is fiddly, and the software always asks the wrong question.
- Rental property on Schedule EOne door or fifteen. The depreciation schedule, the at-risk basket, and the disposition math all need a human paying attention.
- Trusts & estatesYou’re a trustee, executor, or beneficiary, and there’s a 1041 in the mix. Distributable net income and beneficiary K-1s are not a TurboTax module.
- High-net-worth, multi-stateReturns spanning Texas plus a high-tax resident state, capital gains complexity, AMT exposure, or significant charitable giving worth structuring.
Three steps. No portals.
Same shape on every engagement at the firm — individual, entity, books, or CFO work. The simpler the path in, the faster you get to the work that actually matters.
Free 30-minute consultation
We talk through your situation, scope the work, and tell you straight if we’re the right fit. No intake form, no portal, no sales pitch.
Engagement letter & flat fee
Scope confirmed in writing. Fixed price. You see what’s included and what isn’t before a single hour is logged.
The work, year round
Your file runs through Tim directly. Quarterly check-ins, same-day IRS notice handling, and a direct line through the rest of the year.
A real number, before any work begins.
Flat fees scoped from your prior return and a short call. You’ll know the price before we open a single document. No hourly surprises, no busy-season upcharge. See the full fee schedule and what moves a price.
What 1040 clients ask first.
Specific to the returns we actually file. If yours isn’t here, send it over.
01 My rental K-1 is on extension — what do I do?
You file your 1040 on extension too, paying any safe-harbor amount with Form 4868. We project the K-1’s likely impact based on the entity’s books, pay in conservatively, and file the final 1040 once the K-1 actually arrives. Penalty-free, done right.
02 Do I have to file in every state I owned property?
Generally yes, if the property produced income — even a loss-year still triggers a filing requirement in most states. We handle the apportionment and credits-for-taxes-paid against your resident return so you don’t pay twice.
03 My spouse passed away this year. How does that change things?
There’s a “qualifying surviving spouse” status for the two years following, plus stepped-up basis on the inherited assets, plus a final-year MFJ return that needs care. We’ve handled it before and can walk through what’s different.
04 Can you amend a return from a prior CPA?
Yes. We pull the original 1040, identify the issue (often a missed K-1 adjustment or wrong basis), and prepare Form 1040-X. Best done within three years of the original filing to preserve the refund window.
05 When do K-1s actually arrive?
Partnerships and S-Corps file by March 15; their K-1s reach you anywhere from March 16 to October 15. That’s why most clients with K-1 income extend their 1040 — it’s the cleanest path, not a red flag.
“Whetzel & Co. made this tax cycle stress free. Their knowledge, professionalism and confidence gave us the assurance our taxes were completed accurately.”
Let a CPA file the return,
not a script.
Schedule a free 30-minute consultation. We’ll read your prior return, scope the work, and quote a flat fee — all before you hang up.